⚠️ Important Legal Update – July 2025
As Portugal debates changes to its Nationality Law, our simulator now reflects the draft proposal that may extend the citizenship timeline from 5 to 10 years and change how residency is counted—from the date of issuance of the first Golden Visa card. These changes apply to all visa types, including the Golden Visa.
To bridge the additional years potentially required for nationality under the new rules, Permanent Residence becomes an optional and more affordable solution. Although labeled “permanent,” it preserves the same practical benefit as the Golden Visa: a low stay requirement of just 14 days per 2-year period, while continuing to require that the investment be maintained. This makes Permanent Residence a flexible path for those who wish to secure Portuguese citizenship without full-time relocation.
While the law is still under parliamentary discussion, we’ve updated our simulator to help investors plan realistically based on the most likely legislative scenario.
🧭 For a full breakdown of the upcoming changes and implications, see:
👉 Blog Article: Update on the Portugal Citizenship Law Amendment (July 2025)
Golden Visa Cost Simulator
Welcome to our Golden Visa Cost Simulator—your essential tool for calculating the official Portugal Golden Visa costs, including all government fees and citizenship application charges.
✅ This simulator reflects the July 2025 draft law, assuming:
- 10-year requirement for Portuguese citizenship;
- Investment Permanent Residency granted after 5 years from the date of the first Golden Visa card;
- A realistic 2-year delay for the issuance of the first residence permit due to ongoing administrative backlog.
To see the full projected timeline, including permanent residency and estimated citizenship date, refer to the chart below:
Based on a 2025 application. Subject to change depending on legislative approval and AIMA efficiency improvements.
Stay updated on timeline expectations and official Golden Visa fees in our full timeline guide.
What the Simulator Covers
- Government Fees for the Portugal Golden Visa: Includes application, biometric, and renewal costs.
- Citizenship Application Government Fees: Based on a 10-year path and optional Permanent Residency step.
What the Simulator Does Not Include
- Legal Fees (Pares): These are payable directly to your legal representative. Pares law firm offers a flat all-inclusive fee covering the entire 5-year Golden Visa period (details below).
- Golden Visa Investment Advisory Fees (Nomera Capital): These are charged separately for fund selection, due diligence, and investor support throughout the process. We work solely with approved CMVM-registered funds, and our advisory service is tailored to your objectives.
- Language Test or Course: Required for citizenship but not included in the simulator. Clients benefit from a 15% discount through our language partner, CIPLE Master.
Eligibility Requirements for Family Members
Please select the total number of applicants in the simulator. Eligibility criteria for family members can be found in our complete guide:
- Spouse: Automatically qualifies.
- Civil Partner: Must provide evidence of registered partnership.
- Children Under 18: Automatically qualify.
- Children Over 18: Must be financially dependent, studying, and single.
- Parents Under 65: Must prove financial dependency.
- Parents Over 65: Automatically qualify.
Note: These costs are in addition to the minimum €500,000 fund investment. Many funds pay periodic dividends, which may help offset costs. Read more about fund capital distributions and the J-curve in private equity.
Government Fees Table
| 2025 | 2027 | 2029 | 2031 | 2032 | 2035 | Total | |
|---|---|---|---|---|---|---|---|
| Initial Application | € 2,474.40 | - | - | - | - | - | € 2,474.40 |
| 1st Resident Card | - | € 24,717.60 | - | - | - | - | € 24,717.60 |
| 1st Renewal | - | - | € 14,836.00 | - | - | - | € 14,836.00 |
| 2nd Renewal | - | - | - | € 14,836.00 | - | - | € 14,836.00 |
| Permanent Residency | - | - | - | - | € 33,853.60 | - | € 33,853.60 |
| Citizenship Application | - | - | - | - | - | € 1,000.00 | € 1,000.00 |
| Total | - | - | - | - | - | - | € 0.00 |
Why Work With Us
As experienced local professionals, we offer insights and access that non-resident advisors can’t match. From fund selection to legal compliance and long-term planning, our deep market knowledge ensures the smartest path to Portuguese residency and citizenship.
To request a full quote or consultation, schedule a call here.
📩 Questions? Contact us anytime for a personalized quote.