Golden Visa Cost Simulator

Golden Visa Cost Simulator

Welcome to our Golden Visa Cost Simulator—your essential tool for calculating the official Portugal Golden Visa costs, including all government fees and citizenship application charges.

• This simulator reflects the new 2025 Portugal citizenship law:
• 10-year requirement for Portuguese citizenship;
• Investment Permanent Residency granted after 5 years from the date of the first Golden Visa card;
• A 9-months for the issuance of the first residence permit, according to the latest experience. We recently received biometric appointments within 6 months of application and expect the first residence card within 9 months, down from nearly 2 years previously.

Consult our updated guide for more information about the new nationality law

To see the full projected timeline, including permanent residency and estimated citizenship date, refer to the chart below:

New timeline going forward:

• Year 0: Golden Visa application submitted. Biometrics appointment and first residence card issued (after 9 months, according to current forecast)
• Year 2: First renewal
• Year 4: Second renewal
• Year 5: Permanent Residency (Investor or Standard path) - last day children must remain single and studying:
  • Investor Permanent Residency — no minimum stay required, investment can be sold.
  • Standard Permanent Residency — average 6-month stay per year, investment can be sold.
• Year 10: Citizenship application.
• Year 12: Passport received.

Stay updated on timeline expectations and official Golden Visa fees in our full timeline guide.

What the Simulator Covers

• Government Fees for the Portugal Golden Visa: Includes application, biometric, and renewal costs.
• Citizenship Application Government Fees: Based on a 10-year path and optional Permanent Residency step.

What the Simulator Does Not Include

• Legal Fees (Pares): These are payable directly to your legal representative. Pares law firm offers a flat all-inclusive fee covering the entire 5-year Golden Visa period (details below).
• Golden Visa Investment Advisory Fees (Nomera Capital): These are charged separately for fund selection, due diligence, and investor support throughout the process. We work solely with approved CMVM-registered funds, and our advisory service is tailored to your objectives.
• Language Test or Course: Required for citizenship but not included in the simulator. Clients benefit from a 15% discount through our language partner, CIPLE Master.

Eligibility Requirements for Family Members

Please select the total number of applicants in the simulator. Eligibility criteria for family members can be found in our complete guide:

• Spouse: Automatically qualifies.
• Civil Partner: Must provide evidence of registered partnership.
• Children Under 18: Automatically qualify.
• Children Over 18: Must be financially dependent, studying, and single (until applying for Permanent Residency - 5 years).
• Parents Under 65: Must prove financial dependency.
• Parents Over 65: Automatically qualify.

Note: These costs are in addition to the minimum €500,000 fund investment. Many funds pay periodic dividends, which may help offset costs. Read more about fund capital distributions and the J-curve in private equity.

Government Fees Table

Why Work With Us

As experienced local professionals, we offer insights and access that non-resident advisors can’t match. From fund selection to legal compliance and long-term planning, our deep market knowledge ensures the smartest path to Portuguese residency and citizenship.

To request a full quote or consultation, schedule a call here.

📩 Questions? Contact us anytime for a personalized quote.